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The Benefits of Homeownership

The benefits of homeownership are undeniable, some even consider it to be the “American Dream”. Buying your first home can provide financial and emotional security, a sense of belonging, and an opportunity to build equity. Here at the …

Lenders Share Their Favorite Offerings

We work with some great lenders.  Every lender out there offers the standard 20% down, good credit, conventional loan but each lender also has unique or favorite products that they can offer.  I asked our lenders what loan …

Mortgage Interest Rates Tick Up

I wasn’t a Realtor when interest rates were in double digits and we’re a long way from that now but rates do matter.  In January of 2010 a 30 year mortgage was quoted at 4.75% for a qualified …

Some Options If You Are Delinquent On Mortgage Payments

The following eight are things that you need to consider before listing your home for sale if you are delinquent on your mortgage payment.  The list is from a Prudential Northwest Properties’  disclosure.  There are some serious ramifications …

Google Mortgage Comparison

I mentioned in this morning’s post that interest rates are low.   Google has a Mortgage Comparison search engine which is interesting, if not somewhat misleading.  Note that the image does not mention ads but the url is: https://www.google.com/comparisonads/mortgages. …

If I Have $100 Should I Prepay My Mortgage?

Interesting story in Consumer Reports about whether $100 a month was better invested into prepaying your mortgage or investing an S&P 500 mutual fund. The results showed that over the long haul, the S&P (about a 10% annualized …